Buy a First Home
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Kangaroo Finance & Mortgage > Buy a First Home
💬 Ready to Make It Happen?
We’re here to support your first home journey with real advice, trusted lenders, and transparent options. Book a free consultation today and take the first step toward homeownership.
Take the First Step Toward Homeownership with Confidence
Buying your first home is a milestone — one that can feel overwhelming without the right guidance. At Kangaroo Finance & Mortgage, we’re here to make the process simple, transparent, and tailored to your needs.
✅ Why Choose Us for Your First Home Loan?
- Personalised support from start to finish
- Access to over 30 lenders and 100+ loan products
- Fast pre-approval and clear eligibility guidance
- Support with government grants (FHOG, stamp duty concessions, etc.)
- Education for first-time buyers at every step
- No pressure, obligation-free consultations
👤 Who Is This For?
- Are you buying your very first property (owner-occupied)
- Do you have a stable income and want to understand your borrowing capacity
- Do you need support with government incentives
- Are you looking for low-deposit or guarantor loans
📋 Our 5-Step First Home Buyer Process
- Initial Consultation – We learn about your financial position and goals
- Borrowing Capacity & Loan Matching – We calculate how much you can borrow and shortlist ideal loan products.
- Pre-Approval – We secure conditional approval from your chosen lender so you can house-hunt confidently.
- Loan Application & Settlement – We manage all the paperwork and work with real estate agents and solicitors.
- Move-In Support – We keep supporting you with tips for repayments, offset accounts, and future refinancing.
💬 Common First Home Buyer Questions
Yes, if you're buying or building a new home and meet certain criteria — we’ll guide you through eligibility and application.
Typically, 5–20%. If you don’t have 20%, we’ll explore lenders mortgage insurance (LMI) or guarantor loan options.
ID, income proof, savings statements, and existing liabilities. We’ll give you a simple checklist to follow.
Yes — many first-home buyers use parents as guarantors. We’ll explain how this works and the implications.
Comprehensive financial solutions tailored to your needs
🏡 Buy a First Home
"Buying your first home? We’ll guide you from pre-approval to settlement with tailored loan options, competitive rates, and personal support every step of the way. Your homeownership journey starts here."
🔁 Refinance My Existing Home Loan
"Refinancing can help you reduce repayments, switch lenders, or unlock equity. We make the process simple, fast, and stress-free with expert advice and access to over 30 lenders."
🏘️ Buy Multiple Investment Properties
"Take your investment journey further with smart, scalable finance. We help you unlock equity, structure your loans for growth, and build wealth through strategic property lending."
💰 Unlock My Equity
"Need funds for renovations, investments or major life goals? Unlock the equity in your home with flexible finance solutions tailored to your needs, all guided by our expert team."
🏢 Commercial Loans
"Grow your business with tailored commercial finance. Whether it’s property, equipment or expansion, we’ll help you find the right loan structure to power your next move."
🏦 SMSF Home Loans
"Invest in property through your super with confidence. Our SMSF home loan solutions ensure full compliance, competitive terms, and expert support from setup to settlement."
Customer experiences with us
"I refinanced with Kangaroo Finance and saved over $300 a month. The team handled everything efficiently and clearly explained my options. They were professional, responsive, and genuinely cared about getting me the best outcome. I wish I’d done this sooner!"
Liam T
IT Consultant
"We used Kangaroo Finance to access equity for home renovations. Sofia explained the process clearly and got us a great deal. The entire experience was stress-free and fast. We’re now renovating our dream kitchen — couldn’t have done it without their support!"
Melissa H
Marketing Manager
"Thanks to Kangaroo Finance, I’ve now added my third investment property. Their knowledge of complex loan structuring and equity access is outstanding. They helped me grow my portfolio without overextending. A perfect broker for anyone serious about property investing."
Rohan K.
Property Investor
"Kangaroo Finance made buying our first home feel easy. Sofia walked us through everything, answered all our questions, and got us an amazing loan rate. We were nervous at first, but they made us feel completely confident. Highly recommend them to any first-time buyers!"
Samantha J
Registered Nurse
"Buying property through our SMSF seemed complex, but the team at Kangaroo Finance made it straightforward. They liaised with our accountant and helped us stay compliant. Great service and expert advice. Highly recommended for SMSF property purchases!"
George N
Business Owner
Building your future with trust-driven, tailored mortgage solutions.
